/* ── Finance & Fee Payments page ── */
.ffp-hero {
    position: relative;
    overflow: hidden;
    color: #fff;
    padding: 88px 0 72px;
}
.ffp-hero__bg {
    position: absolute;
    inset: 0;
    z-index: 0;
}
.ffp-hero__bg::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(125deg, rgba(11, 42, 74, .96) 0%, rgba(23, 23, 23, .88) 48%, rgba(36, 28, 48, .92) 100%);
}
.ffp-hero__bg img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}
.ffp-hero__inner {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    gap: 40px;
    align-items: center;
}
.ffp-hero__copy { max-width: 640px; }
.ffp-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin: 0 0 14px;
    font-family: "Poppins", sans-serif;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .16em;
    text-transform: uppercase;
    color: var(--rsbt-gold);
}
.ffp-eyebrow::before {
    content: "";
    width: 28px;
    height: 2px;
    background: var(--rsbt-gold);
}
.ffp-eyebrow--on-dark { color: #f0dca0; }
.ffp-eyebrow--on-dark::before { background: #f0dca0; }
.ffp-hero__title {
    margin: 0;
    font-family: "Poppins", sans-serif;
    font-size: clamp(32px, 5vw, 50px);
    font-weight: 700;
    line-height: 1.12;
    letter-spacing: -.02em;
}
.ffp-hero__subtitle {
    margin: 14px 0 0;
    font-size: 15px;
    color: #d6b565;
    font-weight: 600;
}
.ffp-hero__tagline {
    margin: 18px 0 0;
    font-size: clamp(17px, 2.2vw, 22px);
    line-height: 1.45;
    color: #f3f4f6;
    font-weight: 500;
}
.ffp-breadcrumb {
    margin-top: 28px;
    font-size: 13px;
    color: #9ca3af;
}
.ffp-breadcrumb a { color: #d6b565; }
.ffp-breadcrumb a:hover { text-decoration: underline; }
.ffp-hero__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 28px;
}
.ffp-btn-alt {
    border-color: rgba(255, 255, 255, .45);
    color: #fff;
}
.ffp-btn-alt:hover {
    border-color: #fff;
    background: rgba(255, 255, 255, .1);
}

.ffp-hero__card {
    background: rgba(255, 255, 255, .08);
    backdrop-filter: blur(12px);
    border: 1px solid rgba(255, 255, 255, .16);
    border-radius: 18px;
    padding: 32px 28px;
    box-shadow: 0 24px 60px rgba(0, 0, 0, .35);
}
.ffp-hero__card-label {
    margin: 0;
    font-size: 11px;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: #d6b565;
    font-weight: 700;
}
.ffp-hero__card-value {
    margin: 8px 0 0;
    font-family: "Poppins", sans-serif;
    font-size: clamp(36px, 5vw, 48px);
    font-weight: 700;
    color: #fff;
    line-height: 1;
}
.ffp-hero__card-note {
    margin: 14px 0 0;
    font-size: 14px;
    color: #c8d3e2;
    line-height: 1.55;
}
.ffp-hero__card-perks {
    list-style: none;
    margin: 22px 0 0;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 10px;
}
.ffp-hero__card-perks li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    color: #e5e7eb;
    padding: 10px 14px;
    background: rgba(0, 0, 0, .22);
    border-radius: 10px;
    border: 1px solid rgba(255, 255, 255, .08);
}
.ffp-hero__card-perks span {
    font-family: "Poppins", sans-serif;
    font-weight: 700;
    color: var(--rsbt-gold);
    min-width: 42px;
}

.ffp-intro p {
    margin: 0;
    font-size: 18px;
    line-height: 1.85;
    color: #374151;
    text-align: center;
}

.ffp-stats {
    padding: 0 0 48px;
}
.ffp-stats__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
}
.ffp-stat-card {
    background: #fff;
    border: 1px solid #e8e0cf;
    border-radius: 14px;
    padding: 26px 20px;
    text-align: center;
    box-shadow: 0 12px 34px -22px rgba(11, 42, 74, .35);
    transition: transform .25s ease, box-shadow .25s ease;
}
.ffp-stat-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 18px 40px -18px rgba(11, 42, 74, .4);
}
.ffp-stat-card__value {
    display: block;
    font-family: "Poppins", sans-serif;
    font-size: clamp(28px, 3.5vw, 36px);
    font-weight: 700;
    color: #0b2a4a;
    line-height: 1.1;
}
.ffp-stat-card__label {
    display: block;
    margin-top: 8px;
    font-size: 13px;
    color: #6b7688;
    font-weight: 500;
    line-height: 1.4;
}

.ffp-sec-head { margin-bottom: 32px; }
.ffp-sec-head--center { text-align: center; }
.ffp-sec-head h2 {
    margin: 0;
    font-family: "Poppins", sans-serif;
    font-size: clamp(26px, 3.5vw, 36px);
    font-weight: 700;
    color: #111827;
    letter-spacing: -.02em;
}
.ffp-sec-head__lead {
    margin: 12px 0 0;
    font-size: 16px;
    color: #6b7280;
    max-width: 620px;
    line-height: 1.65;
}
.ffp-sec-head--center .ffp-sec-head__lead {
    margin-left: auto;
    margin-right: auto;
}

.ffp-fee-table-wrap {
    background: #fff;
    border: 1px solid #e8e0cf;
    border-radius: 14px;
    overflow: hidden;
    box-shadow: 0 16px 48px -24px rgba(11, 42, 74, .4);
}
.ffp-fee-table {
    width: 100%;
    border-collapse: collapse;
}
.ffp-fee-table thead th {
    background: #0b2a4a;
    color: #fff;
    text-align: left;
    font-size: 11.5px;
    letter-spacing: .14em;
    text-transform: uppercase;
    font-weight: 600;
    padding: 16px 22px;
    font-family: "Poppins", sans-serif;
}
.ffp-fee-table__amount-col { text-align: right; }
.ffp-fee-table__group td {
    background: #f4eee1;
    color: #0b2a4a;
    font-size: 11px;
    letter-spacing: .16em;
    text-transform: uppercase;
    font-weight: 700;
    padding: 11px 22px;
    border-top: 1px solid #e8e0cf;
    font-family: "Poppins", sans-serif;
}
.ffp-fee-table tbody td {
    padding: 18px 22px;
    border-top: 1px solid #efeae0;
    vertical-align: middle;
    font-size: 15px;
}
.ffp-fee-table__name {
    display: block;
    font-weight: 600;
    color: #0b2a4a;
    font-size: 15.5px;
}
.ffp-fee-table__note {
    display: block;
    color: #6b7688;
    font-size: 12.5px;
    margin-top: 2px;
}
.ffp-fee-table__duration {
    color: #6b7688;
    font-size: 14px;
    white-space: nowrap;
}
.ffp-fee-table__amount {
    display: block;
    font-family: "Poppins", sans-serif;
    font-size: 24px;
    font-weight: 700;
    color: #0b2a4a;
    letter-spacing: .3px;
}
.ffp-fee-table__amount-label {
    display: block;
    font-size: 11px;
    font-weight: 600;
    color: #6b7688;
    letter-spacing: .06em;
    margin-top: 2px;
}
.ffp-fee-table tbody tr:not(.ffp-fee-table__group):hover td {
    background: #fcfaf5;
}

.ffp-dual-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    align-items: stretch;
}
.ffp-panel {
    background: #fff;
    border: 1px solid #e8e0cf;
    border-radius: 14px;
    padding: 32px 28px;
    box-shadow: 0 12px 34px -22px rgba(11, 42, 74, .3);
}
.ffp-panel h2 {
    margin: 0 0 22px;
    font-family: "Poppins", sans-serif;
    font-size: 22px;
    font-weight: 700;
    color: #111827;
}
.ffp-panel--accent {
    background: linear-gradient(155deg, #0b2a4a 0%, #171717 100%);
    border-color: rgba(214, 181, 101, .25);
    color: #fff;
}
.ffp-panel--accent h2 { color: #fff; }

.ffp-kv-list {
    list-style: none;
    margin: 0;
    padding: 0;
}
.ffp-kv-list li {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    gap: 14px;
    padding: 12px 0;
    border-bottom: 1px solid #efeae0;
    font-size: 14.5px;
}
.ffp-kv-list li:last-child { border-bottom: 0; }
.ffp-kv-list__key { color: #374151; }
.ffp-kv-list__value {
    color: #0b2a4a;
    font-weight: 700;
    white-space: nowrap;
    font-family: "Poppins", sans-serif;
}

.ffp-pay-options {
    display: flex;
    flex-direction: column;
    gap: 12px;
}
.ffp-pay-option {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding: 14px 16px;
    background: rgba(255, 255, 255, .06);
    border: 1px solid rgba(255, 255, 255, .1);
    border-radius: 12px;
    transition: background .2s ease;
}
.ffp-pay-option:hover { background: rgba(255, 255, 255, .1); }
.ffp-pay-option--highlight {
    background: rgba(214, 181, 101, .14);
    border-color: rgba(214, 181, 101, .35);
}
.ffp-pay-option__icon {
    font-size: 22px;
    line-height: 1;
    flex-shrink: 0;
}
.ffp-pay-option h3 {
    margin: 0;
    font-family: "Poppins", sans-serif;
    font-size: 15px;
    font-weight: 600;
    color: #fff;
}
.ffp-pay-option p {
    margin: 4px 0 0;
    font-size: 14px;
    color: #c8d3e2;
}
.ffp-pay-option--highlight p { color: var(--rsbt-gold); font-weight: 600; }

.ffp-methods {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 22px;
}
.ffp-method-card {
    background: #fff;
    border: 1px solid #e8e0cf;
    border-radius: 14px;
    padding: 32px 28px;
    text-align: center;
    box-shadow: 0 12px 34px -22px rgba(11, 42, 74, .3);
    transition: transform .25s ease, box-shadow .25s ease;
}
.ffp-method-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 48px -20px rgba(11, 42, 74, .38);
}
.ffp-method-card__icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 56px;
    height: 56px;
    font-size: 26px;
    background: #f4eee1;
    border-radius: 50%;
    margin-bottom: 16px;
}
.ffp-method-card h3 {
    margin: 0;
    font-family: "Poppins", sans-serif;
    font-size: 20px;
    font-weight: 700;
    color: #0b2a4a;
}
.ffp-method-card p {
    margin: 12px 0 0;
    font-size: 15px;
    color: #6b7280;
    line-height: 1.65;
}
.ffp-method-card__link {
    display: inline-block;
    margin-top: 20px;
    font-family: "Poppins", sans-serif;
    font-size: 14px;
    font-weight: 600;
    color: var(--rsbt-accent);
}
.ffp-method-card__link:hover { text-decoration: underline; }

.ffp-notes {
    background: linear-gradient(155deg, #0b2a4a 0%, #071d34 100%);
    color: #dde6f0;
    border-radius: 14px;
    padding: 36px 38px;
    border-left: 4px solid var(--rsbt-gold);
    box-shadow: 0 16px 48px -24px rgba(11, 42, 74, .5);
}
.ffp-notes h2 {
    margin: 0 0 20px;
    font-family: "Poppins", sans-serif;
    font-size: 24px;
    font-weight: 700;
    color: #fff;
}
.ffp-notes__list {
    margin: 0;
    padding-left: 20px;
}
.ffp-notes__list li {
    padding: 8px 0;
    font-size: 14.5px;
    color: #c8d3e2;
    line-height: 1.65;
}
.ffp-notes__list li strong {
    color: var(--rsbt-gold);
    font-weight: 600;
}

.ffp-cta {
    background: linear-gradient(135deg, var(--rsbt-accent) 0%, #8b2d42 100%);
    color: #fff;
    padding: 64px 0;
}
.ffp-cta__inner { text-align: center; }
.ffp-cta h2 {
    margin: 0;
    font-family: "Poppins", sans-serif;
    font-size: clamp(26px, 3.5vw, 34px);
    font-weight: 700;
}
.ffp-cta__lead {
    margin: 14px auto 0;
    max-width: 560px;
    font-size: 16px;
    color: rgba(255, 255, 255, .88);
    line-height: 1.65;
}
.ffp-contact-list {
    list-style: none;
    margin: 28px 0 0;
    padding: 0;
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 12px 28px;
    font-size: 15px;
}
.ffp-contact-list a {
    color: #ffe08a;
}
.ffp-contact-list a:hover { text-decoration: underline; }
.ffp-cta__actions {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 12px;
    margin-top: 28px;
}
.ffp-cta .btn-main {
    background: #fff;
    color: var(--rsbt-accent);
    border-color: #fff;
}
.ffp-cta .btn-main:hover {
    background: #f9fafb;
}

@media (max-width: 960px) {
    .ffp-hero__inner { grid-template-columns: 1fr; }
    .ffp-hero__visual { max-width: 420px; }
    .ffp-stats__grid { grid-template-columns: repeat(2, 1fr); }
    .ffp-dual-grid { grid-template-columns: 1fr; }
    .ffp-methods { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
    .ffp-hero { padding: 64px 0 52px; }
    .ffp-fee-table thead { display: none; }
    .ffp-fee-table,
    .ffp-fee-table tbody,
    .ffp-fee-table tr,
    .ffp-fee-table td { display: block; width: 100%; }
    .ffp-fee-table__group td { padding: 10px 18px; }
    .ffp-fee-table tbody tr:not(.ffp-fee-table__group) {
        padding: 4px 0 12px;
        border-bottom: 1px solid #efeae0;
    }
    .ffp-fee-table tbody td {
        padding: 6px 18px;
        border-top: 0;
    }
    .ffp-fee-table__duration::before {
        content: "Duration: ";
        font-weight: 600;
        color: #374151;
    }
    .ffp-fee-table__amount-col {
        text-align: left;
        padding-bottom: 14px;
    }
    .ffp-stats__grid { grid-template-columns: 1fr 1fr; }
    .ffp-notes { padding: 28px 22px; }
    .ffp-kv-list li {
        flex-direction: column;
        align-items: flex-start;
        gap: 4px;
    }
}

@media print {
    .ffp-hero__actions,
    .ffp-cta,
    .ffp-method-card__link { display: none; }
    .ffp-fee-table-wrap { box-shadow: none; }
}